Dollars and Sense

We know financial values begin at home. That’s why we created our Dollars and Sense Financial Literacy Program. Designed for kids from elementary through high school, our online educational platform helps your child establish good savings and spending habits at an early age. 


Through your child’s Dollars and Sense Savings Account, they will have access to all of the benefits that Modern Woodmen Bank Dollars and Sense Financial Literacy Program has to offer:


  • Fun financial facts told through easy to follow, grade appropriate stories
  • Learn, play and earn cash rewards every year by taking the yearly quiz*
  • Includes four unique sections determined by grade level — from kindergarten through 12th grade
  • Features 13 different interactive quizzes — one for each individual grade
  • Receive yearly reminders to take the next grade appropriate quiz
  • Covers a wide range of topics, from income and earnings to insurance and scholarships
  • Detailed glossary for each section highlighting the new terms

 *Cash is reported as interest to the IRS on form 1099INT

To access the Dollars and Sense Financial Literacy Program log into Online Banking and select “Dollars and Sense” under the Other Links tab.


To apply for a Dollars and Sense Savings Account please click here.

Click here to view the Dollars and Sense Financial Literacy Program disclosure.