Trust Accounts

Trust Accounts

Manage your wealth for yourself, the next generation, or your favorite charities. 

We offer deposit products such as checking, savings and certificates of deposit to help you with your trust deposit needs. Our straightforward products along with convenient access to your accounts make managing the funds of the trust simple. 


Checking Account 

With just $100, you can open your Modern Woodmen Bank Personal Checking Account and take advantage of these benefits:

  • Free Modern Woodmen Bank exclusive checks
  • Free online banking 
  • Free mobile banking
  • Free MasterCard® debit card 
  • Free ATM/debit card transactions with no surcharge at participating ATM networks
  • Unlimited ATM surcharge rebates 
  • Rewards - Earn rewards points that you can exchange for a wide assortment of merchandise, travel or gift cards through the ScoreCard® program
  • Free unlimited online bill payment
  • Free incoming wires 
  • Free ACH transfers into and out of other financial institutions 
  • Free online transfers between your Modern Woodmen Bank accounts 
  • Free online transfers to nonrelated accounts within Modern Woodmen Bank 
  • Free telephone transfers between your Modern Woodmen Bank accounts 
  • No minimum balance required 
  • No monthly service charge 
  • Overdraft protection available through Modern Woodmen Bank checking, savings, or credit cards 
  • Competitive interest rates
  • Interest earned daily, paid to you monthly 


Savings Account 

Modern Woodmen Bank created this savings account to meet your basic savings needs. Open the account with just $100 and take advantage of these benefits:

  • Free online banking 
  • Free mobile banking
  • Free MasterCard® debit card (requires a checking account) 
  • Free ATM/debit card transactions with no surcharge at participating ATM networks
  • Free incoming wires 
  • Free ACH transfers into and out of other financial institutions 
  • Free online transfers between your Modern Woodmen Bank accounts 
  • Free online transfers to nonrelated accounts within Modern Woodmen Bank 
  • Free telephone transfers between your Modern Woodmen Bank accounts
  • No minimum balance required 
  • No monthly service charge 
  • Competitive interest rates 
  • Interest earned daily, paid to you monthly 


Certificate of Deposit Account

This CD fits your needs — not the bank's needs. Enjoy these benefits: 

  • Choose your maturity month — from 6 months to 60 months 
  • Free online banking 
  • Free mobile banking
  • Only $1,000 needed to open an account 
  • Same great rate no matter the size of deposit 
  • Interest paid to CD or deposited into another Modern Woodmen Bank account 
  • Interest earned daily, paid to you monthly 


Depositing money in your account is simple! 

Modern Woodmen Bank offers these convenient ways: 

  • Electronic direct deposit — Have your Payroll, Social Security or other checks automatically deposited into your account
  • Online banking transfers — transfer from internal or external accounts
  • ATM deposits and transfers (where available) — Use your Modern Woodmen Bank debit card to deposit money at participating ATMs in the Shazam®, Star®, NYCE®, Pulse® and Cirrus® networks
  • Utilize eDeposit — through online banking
  • Mail — Use free Modern Woodmen Bank postage paid envelopes to send your checks or money orders for deposit into your account
  • Telephone transfers — Use Modern Woodmen Bank's telephone banking system to transfer money between your accounts. Call 877-255-2265
  • Wire transfers — Transfer funds by wire to your Modern Woodmen Bank account